MortgageLoan

A loan in which property or real estate is used as collateral. (A loan securitized against some real estate.)

Subclass of: LoanOrCredit

Properties from MortgageLoan

Property Expected Type Description
domiciledMortgage Boolean Whether borrower is a resident of the jurisdiction where the property is located.
loanMortgageMandateAmount MonetaryAmount Amount of mortgage mandate that can be converted into a proper mortgage at a later stage.

Properties from LoanOrCredit

Property Expected Type Description
amount Number, MonetaryAmount The amount of money.
currency Text The currency in which the monetary amount is expressed.

Use standard formats: ISO 4217 currency format, e.g. "USD"; Ticker symbol for cryptocurrencies, e.g. "BTC"; well known names for Local Exchange Trading Systems (LETS) and other currency types, e.g. "Ithaca HOUR".
gracePeriod Duration The period of time after any due date that the borrower has to fulfil its obligations before a default (failure to pay) is deemed to have occurred.
loanRepaymentForm RepaymentSpecification A form of paying back money previously borrowed from a lender. Repayment usually takes the form of periodic payments that normally include part principal plus interest in each payment.
loanTerm QuantitativeValue The duration of the loan or credit agreement.
loanType URL, Text The type of a loan or credit.
recourseLoan Boolean The only way you get the money back in the event of default is the security. Recourse is where you still have the opportunity to go back to the borrower for the rest of the money.
renegotiableLoan Boolean Whether the terms for payment of interest can be renegotiated during the life of the loan.
requiredCollateral Thing, Text Assets required to secure loan or credit repayments. It may take form of third party pledge, goods, financial instruments (cash, securities, etc.)

Properties from FinancialProduct

Property Expected Type Description
annualPercentageRate Number, QuantitativeValue The annual rate that is charged for borrowing (or made by investing), expressed as a single percentage number that represents the actual yearly cost of funds over the term of a loan. This includes any fees or additional costs associated with the transaction.
feesAndCommissionsSpecification Text, URL Description of fees, commissions, and other terms applied either to a class of financial product, or by a financial service organization.
interestRate Number, QuantitativeValue The interest rate, charged or paid, applicable to the financial product. Note: This is different from the calculated annualPercentageRate.

Properties from Service

Property Expected Type Description
aggregateRating AggregateRating The overall rating, based on a collection of reviews or ratings, of the item.
areaServed AdministrativeArea, Place, GeoShape, Text The geographic area where a service or offered item is provided.
audience Audience An intended audience, i.e. a group for whom something was created.
availableChannel ServiceChannel A means of accessing the service (e.g. a phone bank, a web site, a location, etc.).
award Text An award won by or for this item.
brand Brand, Organization The brand(s) associated with a product or service, or the brand(s) maintained by an organization or business person.
broker Organization, Person An entity that arranges for an exchange between a buyer and a seller. In most cases a broker never acquires or releases ownership of a product or service involved in an exchange. If it is not clear whether an entity is a broker, seller, or buyer, the latter two terms are preferred.
category Thing, PhysicalActivityCategory, Text, URL, CategoryCode A category for the item. Greater signs or slashes can be used to informally indicate a category hierarchy.
hasCertification Certification Certification information about a product, organization, service, place, or person.
hasOfferCatalog OfferCatalog Indicates an OfferCatalog listing for this Organization, Person, or Service.
hoursAvailable OpeningHoursSpecification The hours during which this service or contact is available.
isRelatedTo Service, Product A pointer to another, somehow related product (or multiple products).
isSimilarTo Product, Service A pointer to another, functionally similar product (or multiple products).
logo URL, ImageObject An associated logo.
offers Demand, Offer An offer to provide this item—for example, an offer to sell a product, rent the DVD of a movie, perform a service, or give away tickets to an event. Use businessFunction to indicate the kind of transaction offered, i.e. sell, lease, etc. This property can also be used to describe a Demand. While this property is listed as expected on a number of common types, it can be used in others. In that case, using a second type, such as Product or a subtype of Product, can clarify the nature of the offer.
produces Thing The tangible thing generated by the service, e.g. a passport, permit, etc.
provider Organization, Person The service provider, service operator, or service performer; the goods producer. Another party (a seller) may offer those services or goods on behalf of the provider. A provider may also serve as the seller.
providerMobility Text Indicates the mobility of a provided service (e.g. 'static', 'dynamic').
review Review A review of the item.
serviceArea Place, AdministrativeArea, GeoShape The geographic area where the service is provided.
serviceAudience Audience The audience eligible for this service.
serviceOutput Thing The tangible thing generated by the service, e.g. a passport, permit, etc.
serviceType GovernmentBenefitsType, Text The type of service being offered, e.g. veterans' benefits, emergency relief, etc.
slogan Text A slogan or motto associated with the item.
termsOfService Text, URL Human-readable terms of service documentation.

Properties from Thing

Property Expected Type Description
additionalType Text, URL An additional type for the item, typically used for adding more specific types from external vocabularies in microdata syntax. This is a relationship between something and a class that the thing is in. Typically the value is a URI-identified RDF class, and in this case corresponds to the use of rdf:type in RDF. Text values can be used sparingly, for cases where useful information can be added without their being an appropriate schema to reference. In the case of text values, the class label should follow the schema.org style guide.
alternateName Text An alias for the item.
description TextObject, Text A description of the item.
disambiguatingDescription Text A sub property of description. A short description of the item used to disambiguate from other, similar items. Information from other properties (in particular, name) may be necessary for the description to be useful for disambiguation.
identifier PropertyValue, URL, Text The identifier property represents any kind of identifier for any kind of Thing, such as ISBNs, GTIN codes, UUIDs etc. Schema.org provides dedicated properties for representing many of these, either as textual strings or as URL (URI) links. See background notes for more details.
image ImageObject, URL An image of the item. This can be a URL or a fully described ImageObject.
mainEntityOfPage URL, CreativeWork Indicates a page (or other CreativeWork) for which this thing is the main entity being described. See background notes for details.
name Text The name of the item.
potentialAction Action Indicates a potential Action, which describes an idealized action in which this thing would play an 'object' role.
sameAs URL URL of a reference Web page that unambiguously indicates the item's identity. E.g. the URL of the item's Wikipedia page, Wikidata entry, or official website.
subjectOf CreativeWork, Event A CreativeWork or Event about this Thing.
url URL URL of the item.